Study in Germany -Officially known as the Federal Republic of Germany, it has been at the center of Europe’s political and economic happenings for a long time.  Germany has the largest economy in the European Union and third in the world; it is also a highly popular educational destination among students from other states of the European Union as well as from outside Europe. German Universities offers internationally recognized programs at a relatively cheaper cost compared to UK, USA or Australia. Moreover, there are a significant number of available scholarships that allows foreign students to study in Germany for free.

For students from India, Germany is that the ideal destination for higher education. There are around 400 institutions  in Germany, many of will provide English-taught study programmes – about 1,000 in total.In addition to having many leading universities within the world, and a really rich and research driven course structure, many universities offer English-language study options, especially at the postgraduate level.

The majority of upper education institutions in Germany are financed by the state and there are generally no fees for Bachelor’s courses or most Master’s courses at state education institutions. Private higher education institutions may demand substantially higher fees for their degree programmes. And the living cost usually does not go beyond 10,000 Euros per year and one can do a part time job to fund some part of this cost.

There are over 1 million jobs vacant within the country and workers within the Mathematics, Engineering, Science and Technology (MINT) category are among the foremost prized individuals. This is especially true since a McKinsey’s Future Skills Study shows that 700,000 additional tech specialists will be needed over the next five years. In fact, the demand for skilled workers in areas such as IT, Engineering, is unprecedented, with an expectation of there being a shortfall of over 3 million workers by 2030.

The EU Blue Card Scheme offers a residence and work permit to non-EU citizens who have professional experience and an employment contract in the country (with a minimum salary of €55,200 (US$65k) per year), granting you working rights equal to nationals and free movement with your card in the Schengen Area.

It is granted for up to four years at a cost of €110 (US$130), and you’re even allowed to stay in a non-EU country for up to 12 months without the residence permit expiring. 

Why Study in Germany

  • 3rd most popular destination among international students in the world.
  • Top-class degree recognized around the world
  • Opportunity to learn a new language
  • Excellent academic standard
  • Diverse range of study opportunities!
  • Low tuition fees – and sometimes none at all!
  • Paid internships
  • Affordable living expenses!
  • Benefit from many scholarship programmes



As an Average of 800 Euros a month to cover your living expenses

Students’ monthly expenses

Rent and utilities

€ 298

Food and drink

€ 165


€ 52

Learning materials

€ 30

Car and public transportation

€ 82

Health insurance, medical costs, medicine

 € 66

Telephone, internet, TV

€ 33

Recreation, culture, sports

€ 68


€ 794


work rights and stay back

Student can work up to work 20 hours per week and you can apply for an 18-month residence permit from your local foreign nationals’ registration office You can apply for your residence permit as soon as you have passed your final exam. To do so, you usually need:

  • Your passport
  • Your university degree: As issuing university diplomas can take some time, an official document from your university stating that you have successfully completed your studies will also suffice.
  • A document proving that you have health insurance: Contact your health insurance fund and ask them to issue a health insurance certificate for you.
  • Proof that you have a means of supporting yourself (for example a bank statement or a document stating that you have been awarded a grant)


  • Free-tuition education in most universities (and very low fees in others).
  • World class education by highly qualified staff.
  • Hundreds of academic courses to choose from
  • Interesting country to explore with a profound history
  • Cultural diversity and students from all over the world.
  • Practice speaking both English and German.
  • Endless opportunities catch up in Germany after you graduate.
  • You can study every subject in English,
  • The cost of living in Germany is affordable, averaging around 720-850€ including rent, food, transport, insurance, telephone/internet, study materials and leisure activities.
  • The chance to measure and explore one among the world’s most developed countries and its unique culture, history and landscape.

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Working Part-time in Germany

The majority of international students in Germany work part-time to cover their living expenses. Germany is a sea of opportunities when it comes to student job opportunities and most of them don’t require a higher level of expertise in a particular professional field in the first place. It’s not surprising that over 60% of international students in Germany work part-time.Under current legal regulations, international students in Germany are allowed to work up to 120 days of the year.

If you aim to work longer than that, you need to take a specific permission. From local government organizations that issue the permissions. These are employment agency (Agentur fur Arbeit) and the foreigners’ registration office (Ausländerbehörde).

However, don’t expect to rely only on your part-time job earnings. Usually, they are not sufficient for covering all expenses as you will need to have other funds. But it still alleviates a huge financial burden from your budget. After all, that’s what most students in Germany do.

If you don’t know how to look for a job we suggest you contact the student service within the university you’re attending or contact the Federal Employment Agency in the local area. They will probably find something that matches what you’re looking for.

Scholarship resources in Germany

The Deutschlandstipendium

A public-private ownership that aims to support excellent students not just financially but with a bunch of other benefits alongside.  Private companies and organization that participate in this scheme contribute to 150€ per month per student. In addition to this, the German contributes to 150€ per month per student, so if you win this scholarship you’ll get 300€ each month.

This funding is mainly offered for two semesters, but it can also be granted for the whole duration of your studies. While funds for these scholarships are granted from the government and private partners, universities are responsible to award them to their students. As such, universities are allowed to set requirements individually.

DAAD Scholarships

The DAAD is a large organization, whose mission is to promote the internalization of German universities by creating countless funding and counselling opportunities for inbound and outbound talented students in Germany. Since they came into existence in 1925, millions of foreign students have benefited from DAAD services. In 2016, more than 131,000 German and foreign scholars funded their education with the help of DAAD grants. Today they have a rich list of available scholarships for international students.

Erasmus +

The biggest European student exchanging scheme offers some attractive opportunities to study in German for a limited number of semesters or for the whole course. German universities participate in a large number of Erasmus exchanging projects and you can use this route to finance your studies in Germany. Note that some funds may not directly be granted to you, but you will have covered everything while living in Germany.

Privately-funded scholarships

There are many private foundations that grant scholarship to talented and skilled foreign students attending a university in Germany. Often these scholarships are awarded to honor a highly-respected German personality and aside from ensuring you the funds to finance your studies in Germany, they aim to create bridges of intercultural relations.

Here are some private organization that award scholarship to international students

  • Max Plank Society Research
  • Heinrich Boll Foundation Scholarship
  • DKFZ International PhD Program

Additionally, many universities share a lot of scholarships to international students to help them and boost their attractiveness.

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There are many part-time jobs you can seek in Germany. However, we recommend you find a job related to your study field. Not only will it help you cover your living expenses, but it will also add credits to your studies.

Universities in Germany offer a wide spectrum of part-time jobs for their students. But, if can’t manage to find one within the campus, there are probably many other part-time jobs outside of your campus that you can apply for.

If there’s not a single job that comes to your mind, here are some ideas what you can work as while studying in Germany:

  • Tutor
  • Academic assistant
  • Administrative Staff at Student Services
  • A staff member at university’s history museum
  • Newspaper distributor
  • Waiter
  • Bartender
  • Babysitter

Important notes

The amount of money you will earn while working part-time in Germany depends on the type of job and your professional skills. Note that if your earnings exceed a fixed limit you’ll be entitled as a regular taxpayer.

Therefore, if you earn above 450 € per month you have to pay taxes. In other words,  financing your studies in Germany entirely from your part-time job is impossible. At least with the current legal regulations.








Another way of financing your studies in Germany is by getting student loans. Lucky for you, international students enjoy numerous benefits and one of these benefits is the access to student loan schemes.

There are various governmental-funded and non-governmental funded student loan resources, created to help you finance your studies in Germany by offering loans often with zero or very low rates of interest. Moreover, many German universities have established their own student loan schemes to support foreign students.

Public student loan schemes mostly charge no interest rate, while non-government resources may apply a low rate of interests. Apart from the interest, there may be other limitations, mostly having to do with the time limit within which you’re obligated to pay the money back and the amount of money you can borrow.

Note that you can’t rely only on student loans since the amount you can get from a loan scheme is limited and not enough to cover all expenses. As such, a student loan can only come as a complementary fund to your financial resources for financing studies in Germany.

Before looking out for an organization that can grant you a student loan, it is highly recommended you check if your chosen university donates student loans to foreigner scholars. Below are some resources where you can seek a student loan to finance your studies in Germany.

BAföG – is an abbreviation for the Federal Education and Training Assistance Act. Their mission is to give opportunities to talented students to attend education despite the lack of proper financial means to achieve this. Their funds are rather grants or free-interest loan. From its foundation in 1971, over than four million people have benefited from their services.

Bildungskredit – is another fund that is granted by the German Government in association with a private banking group. In contrast to BAföG, the Bildungskredit is awarded to individuals who are at higher stages of their education and need a loan to carry on. Furthermore, this type of student loan carries a low-interest rate and is not a need-based platform, hence everyone has access to it.

Bank loan systems – In Germany there are a large number of banks that have established their own student loan schemes with attractive rates of interest to help incoming foreigners to finance their stay in Germany. The Deutsche Bank, Raiffeisenbanken, Sparkasse, HypoVereinsbank are some of the banks that offer student loans to international students.





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A blocked account is a special type of bank account for international students in Germany to prove they have enough funds to live in Germany for a year and is a requirement when applying for a German student visa or a student residence permit.

As of 2020, the minimum annual amount for a blocked account is €10,236 (€853 per month).

It is also known as a Sperrkonto, which is designed to serve foreign students and job-seekers as proof of financial resources for staying in Germany.A person willing to reside in Germany for a period of time prove that he or she is able to handle living and other expenses during that time.Many Germany embassies around the world have already started requesting this updated amount from students who are applying for their German student visas.This amount of money required to be deposited in the blocked account, will prove that the student financial means (Finanzierungsnachweis) to get a student visa.

It is also important to know that the required monthly minimum serves as a maximum amount that can be withdrawn or transferred by the account holders within a defined period of time, unless someone has paid more than the demanded minimum blocked amount.






If you’re not however a eu citizen and you would like to review in Germany, you’ll need to apply for a Visa. Unless you are enrolled on a summer school language program, you will need to apply for a student visa that allows you to reside in Germany for more than 90 days and also get a residency permit to become ready to live and move round the country. The residency permit will also allow you to travel visa-free in the whole Schengen Area, which makes for a wonderful opportunity to visit the countries you are interested in within the time-frame.

Once you receive the letter of acceptance from the designated German University, it’s recommendable to use for a student visa a minimum of 3 months before your intended departure (the time you are expected to be in Germany).

As for the residency permit, all of your documentation are going to be sent to the Immigration Office of the German region where your University is stationed, and after every red tape is done you will be issued the residency permit.

In order to get the scholar visa, however, there are certain criteria that require to be met. If you’re traveling to Europe on such a permit, you’ll need to inform the designated authorities before your departure.